Turn your numbers into decisions. Every single month.
A P&L isn't a strategy. Clean books are the starting line, not the finish. We deliver monthly reports plus a live strategy call — so you can actually act on what the numbers are telling you.
A P&L emailed to your inbox isn't enough.
You get reports you can't read.
Generic P&L templates with thirty line items and no story. Nobody translates them into "what should I do about this?"
Nobody's watching cash flow.
Revenue and cash aren't the same thing. Without a forecast, surprise shortfalls feel inevitable.
You don't know where margin is leaking.
Service line A might be propping up service line B. Without margin by category, you're running everything on gut feel.
A real owner dashboard. A real monthly conversation.
- Monthly P&L, balance sheet, cash flow statement — formatted for owners, not accountants.
- Gross margin by service line — so you see which work is actually paying.
- 12-week cash flow forecast — updated monthly so shortfalls stop being surprises.
- KPI dashboard — revenue, gross margin, labor %, overhead %, operating cash.
- Monthly strategy call with Joe — 45 minutes, every month, not just at tax time.
- Pricing reviews — quarterly check on whether your prices reflect reality.
- Overhead tracking — full burden math, not just direct costs.
- Budget & forecast — annual plan built in the first 60 days of onboarding.
From numbers to decisions, monthly.
A consistent monthly rhythm.
We close the prior month's books first — reports are only useful when the data behind them is clean.
Owner-ready dashboards.
Not a raw QBO export. A formatted P&L, cash flow forecast, margin-by-service, and KPI snapshot.
We meet. We decide.
45-minute call with Joe. We walk the reports, flag what changed, and decide what to do differently next month.
Not a report. A decision-making rhythm.
Most firms sell "reports." We sell a rhythm. Every month we close the books, build a dashboard, and meet with you to walk through it. You leave every call with a clear answer to one question: what's the next best decision for your business?
You're ready for this if you're past "just get the books done."
You're making decisions that matter.
Hiring, pricing changes, new service lines, equipment purchases — all of these go better with real numbers behind them.
You want a sounding board.
You don't need another yes-person. You need someone who sees your numbers every month and pushes back when they should.
You're planning to grow.
Scaling without a forecast is how small businesses run out of cash. Let's not do that.
You're tired of your CPA being tax-only.
We work with your CPA, not against them — but we talk to you monthly, not annually.
Financial review meetings are included in every contractor-tier engagement — quarterly in Contractor Essentials ($495+), monthly in Contractor Pro ($995+), and bi-weekly in Fractional CFO ($1,500+). Not sold as a standalone subscription.
See packages →Reporting & Strategy FAQ
Do I have to be a contractor to use this service?
No. We serve contractors, service businesses, and startups. The reporting approach is universal — we just tune it for your industry.
Will this replace my CPA?
No. Your CPA files taxes and handles compliance. We handle monthly strategy and reporting. They're different jobs. We coordinate year-end with your CPA at no extra cost.
What reports do you send every month?
P&L, balance sheet, cash flow statement, gross margin by service line, 12-week cash flow forecast, and KPI snapshot. Plus a one-page summary of what changed.
Do you build custom KPIs?
Yes. Every business has different levers. We'll build a KPI set that maps to how you actually make money.
How long are the strategy calls?
45 minutes, once a month. You set the agenda; we bring the numbers.
Ready to run your business on real numbers?
Book a free 30-minute call. We'll look at your current reports and show you what a real monthly package looks like.
Book Free Call