Free Template · XLSX

The Simple Business Budget Template.

A 12-month budget with income, expense, and variance columns — pre-built for small business owners who want to plan the year without hiring an accountant to do it.

What's inside

A real budget, in plain English.

  • 12 monthly columns + YTD and annual totals
  • Revenue, COGS, and operating expense categories
  • Budget vs. actual variance — dollar and percentage
  • Quick-start assumptions page (pricing, volume, overhead)
  • Printable one-page summary for your partner or lender
Who it's for

Owners who've never built a real budget — or never stuck with one.

If your idea of a budget is "try not to overspend," this template will feel like a cheat code. Twenty minutes to set up, a monthly five-minute update, and you'll know before June whether the year is tracking.

Want a budget built into your monthly reports?

Every BDB client gets a budget-vs-actual view in their monthly close. Book a free call and we'll show you how it works.

Book a Free Call