Free Template · XLSX
The Profit First Bank Flow Template.
Five accounts, target percentages, and a twice-monthly transfer schedule. The whole Profit First system, laid out on one spreadsheet you can actually stick to.
What's inside
The whole five-account system.
- Income, Profit, Owner's Pay, Tax, and OpEx — mapped out
- Target allocation percentages by revenue band
- 10th & 25th transfer calendar with owner checklist
- Quarterly profit distribution worksheet
- Contractor-friendly adjustments (materials passthrough, 1099 labor)
Who it's for
Owners tired of living out of one checking account.
If every bill feels like a cash flow surprise and tax time always catches you short — Profit First is the simplest system most owners stick with. This template removes the "where do I start" part.
Keep going
Pair it with these.
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