Free Toolkit · PDF + XLSX

The Live Job Profitability Toolkit. Read the score before the job ends.

Most contractors find out a job lost money 45 days after it closed. This free toolkit flips that: log costs as they come in and the tracker tells you where you land if you stop now, finish at this rate, or finish at your original estimate — while you still have time to do something about it.

Watch first

"The loss almost never happens at the bid. It happens during the work, while nobody's watching."

A quick take from Joe on catching a job going sideways mid-stream — and the daily habit that keeps the tracker honest enough to warn you.

What's inside

A tracker for the numbers. A routine to keep them current.

Two artifacts, built to work together. The Excel tracker runs the three-ways-it-ends projection on any job. The daily routine PDF is the field habit that keeps the logged costs current enough to trust.

  • Excel Tracker — budget vs. actual, percent complete, three projections
  • PDF Routine — the daily job-tracking habit, one page
  • Free. No upsell. Built on the 35 / 45 gross-margin zones.
Get both downloads

Download the toolkit.

Excel tracker + daily routine PDF. Submit to unlock both files. We'll email you a copy too.

XLSX · Live tracker · 3 projections

Live Job Profitability Tracker

Set up the job once, then add costs as they happen. The tracker keeps a running cost-to-date and shows where the job lands three ways, so a slow leak shows up while you can still respond.

  • Budget vs. actual, by cost category
  • Percent-complete and running cost-to-date
  • Stop now / finish at this rate / finish at estimate
  • Auto-flagged margin against the 35 / 45 zones
PDF · 1 page · Printable

Daily Job Tracking Routine

The tracker is only as honest as the costs you feed it. This one-page routine is the field habit that keeps receipts, hours, and change orders flowing in the same day they happen.

  • Same-day receipt and hours capture
  • Change orders in writing before work starts
  • The 5-minute end-of-day update
  • Red flags that mean "call the office now"
The framework

Three ways every job can end.

The tracker shows all three at once, so you're never guessing which one you're headed for.

Stop now

Where you stand today.

Bills the share of the contract you've earned and subtracts the costs logged so far. The honest read on the job as it sits right now.

Finish at this rate

The warning shot.

Projects the total cost if the current burn rate holds. This is the column that catches an overrun while there's still job left to fix it.

Finish at estimate

The plan you bid.

Keeps costs to date and adds the budget for the work that's left. The target you priced — and the gap between it and "this rate" is your alarm.

Healthy · 35–45%

The zone to land in.

A planned job should start at 30% or higher and finish 35–45%. Under 30% won't cover overhead for most trades. The gauge flags it live.

How it works

Set it up once. Log as you go. Read the projection.

01 / SET UP

Enter the job once

Contract amount and the budget by cost category. That's the baseline every projection measures against — five minutes at the start of the job.

02 / LOG

Add costs as they happen

Use the daily routine to keep receipts, hours, and change orders flowing in the same day. The tracker updates cost-to-date and percent complete.

03 / READ

Watch the three columns

When "finish at this rate" drifts below "finish at estimate," you've got a leak — and a job still running to fix it on. That's the whole point.

From Behind the Books · The show

Read the score before the game ends.

Joe walks through the daily job-tracking routine on Behind the Books: how to log costs as they happen and know where a job lands while you still have time to do something about it. The toolkit on this page is that system.

Watch on YouTube →
Behind the Books YouTube
Companion tool

Prefer to do it in the browser?

The online Live Job Profitability Tracker runs the same three-ways-it-ends math on a single job without a download — set the job up, log costs, and watch the projection move. Same model, designed to be used with the workbook.

Open the Live Job Profitability Tracker
Tired of finding out 45 days late?

We'll get your job costs current enough to warn you.

Best Decision Bookkeeping installs the field-to-books routine that keeps job numbers live, so a job going sideways shows up while you can still fix it. 30-minute call. No pitch. We'll walk your books together.